Cambridge Advisors is a fee-only firm and we believe in complete disclosure
regarding fees. Cambridge Advisors has no hidden fees or embedded expenses —
the only source of revenue we receive is from the investment management fee. We
believe a fee-only arrangement (no commissions or revenue sharing programs, no
company branded products) is advantageous for clients because it keeps our
advice objective.
Investment Management Fee Schedule
Our investment management fee for new clients is 1.00% per year of assets
under management, billed quarterly at 0.25% per quarter. The fee includes all
investment management and financial planning services. For households above
$2 million, the annual rate declines according to the schedule below.
The schedule works on breakpoints, not graduated tiers. Your household's
total assets under management determine a single rate, and that rate applies to
the entire balance. A household with $6 million pays 0.75% per year on the full
$6 million.
Cambridge Advisors investment management fee schedule. Effective March 2026.
| Assets Under Management |
Annual Fee |
| Assets under $2 million |
1.00% per year |
| $2 million to $5 million |
0.90% per year |
| $5 million to $10 million |
0.75% per year |
| $10 million to $15 million |
0.60% per year |
| $15 million and above |
0.50% per year |
Some existing clients may be under a legacy fee
schedule. Not-for-profit organizations and retirement plan clients may fall
under a different fee schedule.
Stand-Alone Financial Planning
For clients whose investable assets do not meet our $500,000 household
minimum, we offer financial planning services on a stand-alone basis for a
stated fee of $2,500.